How much does it cost?
We're upfront about pricing before you enquire. The exact figure depends on your property, but here's what actually drives the cost.
Four things that set the price.
Desktop or On-Site
A desktop assessment is the lower-cost option. Listed, heritage or structurally complex properties need an on-site survey.
Property Size
Price scales with gross internal floor area - more building to measure and cost means a higher price.
Construction Type
Standard modern construction is the most straightforward. Listed, timber-frame or heritage construction takes more surveyor time.
A clear price, agreed upfront.
Tell us about your home
Address, property type, approximate size and any previous valuation.
We confirm scope and fee
Desktop or on-site - a fixed price, agreed upfront, before you commit to anything.
We carry out the assessment
Structure, materials, services and fees - all captured to RICS methodology.
You receive your report
A clear, broker-ready figure, ready for your insurer.
A small cost against a much larger risk.
An assessment is a modest, one-off (or periodic) cost. Being underinsured when a genuine claim happens can cost tens of thousands of pounds, because insurers reduce every payout proportionally under the average clause — not just on a total loss. See exactly how that plays out in What Happens If My Property Is Underinsured?
Pick the assessment that fits your property.
01. Desktop
Desktop Reinstatement Cost Assessment
BCIS-indexed rebuild cost modelling without a site visit. Delivered within 24 hours of instruction. Accepted by all UK insurers.
- RICS-regulated, broker-ready report
- BCIS-indexed rebuild cost modelling
- Delivered within 24 hours of instruction
- Accepted by every UK insurer
Listed or non-standard property? An On-Site Survey may be required instead.
02. On-Site
On-Site Rebuild Cost Assessment
A RICS surveyor attends in person for full measurement and construction analysis. Required for listed, heritage and complex buildings.
- RICS-regulated, broker-ready report
- Surveyor attends in person, full measurement
- Required for listed, heritage & complex buildings
- The insurer-preferred option for high-value risk
- Accepted by every UK insurer
Managing more than one property? Ask about the 3-Year Protection Plan.
03. Recommended
3-Year Reinstatement Cost Assessment Plan
One instruction covers three years of RICS compliance — full Reinstatement Cost Assessment in year one, annual BCIS-indexed renewal reports before each renewal date.
- RICS-regulated, broker-ready report
- Full assessment year one, indexed updates years two & three
- One instruction, one invoice - no re-instructing
- The preferred choice for agents & portfolio landlords
- Accepted by every UK insurer
Saves the cost and admin of re-instructing every year.
The trusted choice for homeowners.
RICS Regulated
Every assessment is carried out by or under the supervision of a RICS-registered member.
Fully Insured
Every instruction is covered by comprehensive professional indemnity insurance for your protection.
24-Hour Response
We respond to every enquiry within 24 hours and deliver on the timescales we agree.
Insurer-Ready Report
A clear, defensible figure accepted by every UK insurer and broker, without amendment.
Related homeowner guides
What Is an RCA?
A plain-English explainer - what it is, and why it's not the same as market value.
Read the guidearrow_forward
RCA vs Market Value
A clear, visual comparison of the two figures - and why they diverge.
Read the guidearrow_forwardDo I Need One?
The specific situations that mean it's time to get an assessment.
Read the guidearrow_forwardCommon questions.
What homeowners ask about the cost of a Reinstatement Cost Assessment.