Right-size every declared value across your portfolio.
A managed RICS assessment service for property portfolios - individual reports per asset, a consolidated summary schedule, and annual BCIS indexation handled for you, all under a single engagement.
Individual RICS reports per asset. One consolidated instruction.
Inconsistent figures across a portfolio amplify every risk.
Inconsistent declared figures
Different assets instructed at different times produce figures assessed against different cost benchmarks - leaving gaps that only become visible at claim.
Missed renewal cycles
Managing renewal dates across a multi-asset portfolio without a system means assessments go stale. RICS recommends a formal review at least every three years.
PI exposure at scale
Managing agents and asset managers who arrange insurance for multiple assets carry a compounding professional indemnity exposure if any declared value is materially incorrect.
Portfolio by the numbers
Single instruction
One engagement letter. One named surveyor. One invoice covering every asset.
One schedule
A consolidated broker-ready summary listing every property, figure and review date.
Rolling cycle
Annual BCIS indexation managed proactively - no re-instructing, no missed renewals.
What a portfolio instruction delivers
Individual RICS report per property
Each asset receives its own full reinstatement cost assessment report, signed off by a RICS-regulated surveyor.
Consolidated portfolio schedule
A single broker-ready document listing every property, its assessed reinstatement cost, assessment date and recommended review date.
Managed renewal cycle
Under the 3-Year Protection plan we track every renewal date across the portfolio and deliver updated figures proactively - before each renewal, not after.
One instruction. Managed from start to every renewal.
- 01
Submit your asset list
Send us a schedule of properties - address, type, approximate floor area. We provide a consolidated quote within one business day.
- 02
Single engagement letter
One agreement covers every asset. We allocate a named surveyor as your single point of contact for the entire portfolio.
- 03
RICS assessments carried out
Desktop or on-site assessments are completed for each property. Individual reports are issued as they complete, not held until the last one is done.
- 04
Consolidated schedule issued
A broker-ready portfolio schedule is delivered alongside the final individual report - ready to pass straight to your insurer or broker.
Everything managed under one roof.
A portfolio instruction is not a bulk order - it is a managed service with a single point of contact, consolidated reporting and a proactive renewal cycle.
Single Instruction
One engagement letter and one named surveyor cover every asset in your portfolio. No need to place separate instructions for each property.
Find out more ?Consolidated Schedule
A single broker-ready portfolio schedule lists every property, its RICS-regulated reinstatement cost, the assessment date and the next recommended review date.
Find out more ?Managed Cycle
Under the 3-Year Protection plan we manage annual BCIS indexation across the whole portfolio and deliver updated figures ahead of every renewal date - no re-instructing required.
Find out more ?What Our Customers Say
Managing agents, freeholders and property professionals across the UK.
Caroline F.
Managing Agent Director, London
“Looking forward to working with Stearling Reinstatement to give us reliable rebuild cost quotes across our managed portfolio.”
Sarah L.
Block Manager, Bristol
“Stearling Reinstatement had a RICS report back to us in 24 hours. The shortfall was significant and the broker corrected it before renewal.”
Priya N.
Portfolio Manager, Birmingham
“Handles all our assessments on a rolling three-year cycle. Takes the compliance burden completely off our desk.”
James R.
Freeholder, Manchester
“Straightforward process and the report was exactly what our insurer needed. Will be using Stearling Reinstatement at every renewal going forward.”
David M.
RTM Director, Leeds
“Our previous sum insured was badly out of date. Stearling Reinstatement gave us a RICS-backed figure we could actually rely on.”
Emma T.
Property Director, Edinburgh
“Quick turnaround and a clear report. Exactly what we needed ahead of renewal.”
Oliver K.
Senior Block Manager, Cardiff
“Confident the buildings we manage are now properly insured. Stearling Reinstatement made the whole process simple.”
Rachel B.
Insurance Broker, Birmingham
“The RICS certificate meant our underwriters accepted the sum insured without question. Great to have a reliable partner for reinstatement assessments.”
Tom H.
Portfolio Landlord, London
“Very professional service. Report arrived the next day and gave me the confidence my properties are correctly covered.”
Natalie W.
Managing Agent, Bristol
“We now instruct Stearling Reinstatement as standard across all our blocks. It has become a routine part of our renewal process.”
Chris P.
Commercial Property Manager, Glasgow
“Solid, no-fuss service. The report is clear and our insurer accepted it immediately.”
Fiona D.
Leaseholder Representative, Sheffield
“Finally feel confident our block is covered for the right amount. Stearling Reinstatement explained everything clearly.”
Get Started. No Obligation Required.
Tell us your property and we'll send a written fee estimate no contract, no commitment. If you proceed, your broker-ready RICS report is with you in 24 hours.
Why Stearling Reinstatement
Specialist only
Reinstatement cost assessments no general surveying, no distractions.
RICS regulated
Every assessment supervised by a RICS-registered member.
24-hr turnaround
Desktop assessments delivered within 24 hours of instruction.
PI insured
Professional indemnity cover on every instruction.
Common questions.
Common questions about portfolio reinstatement cost assessments.