Compliant figures across every block you manage.
As block manager, the obligation to insure at full reinstatement cost sits with you. RICS-regulated assessments across every block you manage - documented, defensible, and accepted at renewal without challenge.
RICS-regulated figures across your entire managed portfolio.
Every block you manage needs a regular RICS review.
RICS guidance requires formal reassessment at least every three years, with annual inflation adjustments in between. Across a portfolio of blocks, keeping track of each renewal cycle - and ensuring no property lapses - is a material compliance obligation.
When figures lapse or an online calculator is used in place of a regulated assessment, your professional indemnity exposure increases significantly. In any underinsurance dispute, only a RICS-regulated report provides a defensible methodology.
Discuss Your Portfolio3-Year Compliance Cycle
How RICS guidance applies to your managed blocks
Full RICS Assessment
Base reinstatement cost established by a RICS-regulated surveyor. Report issued in broker-ready format.
BCIS-Indexed Update
Annual inflation uplift applied using BCIS data. Renewal-ready report issued before your renewal date.
BCIS-Indexed Update
Second annual uplift. Three-year RICS compliance maintained - no re-instruction required.
What Block Managers Get
24-hr desktop turnaround
Broker-ready report issued within 24 hours of instruction for standard blocks.
Portfolio schedules
A single summary schedule covering all blocks in your managed portfolio - one document for renewal season.
Managed renewals
We track each block's review date and issue renewal-ready reports before you need them - no chasing required.
Single-invoice billing
One consolidated invoice per portfolio instruction. No per-block admin.
Named surveyor throughout
One point of contact across your entire portfolio, from instruction to report delivery.
One instruction covers your entire managed portfolio.
We work with block management firms of all sizes - from a handful of blocks to portfolios of hundreds. A single instruction to us triggers a coordinated assessment across every property, with individual reports per block and a consolidated portfolio schedule.
Our 3-Year Protection plan means you instruct once and we handle all subsequent renewals - including annual BCIS-indexed updates - so compliance is maintained without any re-instruction or admin from your team.
Built for block management firms.
Portfolio Scale
One instruction covers every block in your managed portfolio. Individual RICS-regulated reports per property, plus a consolidated summary schedule for your records and insurers.
Request a portfolio quote →Managed Renewals
We track every block's review date. Annual BCIS-indexed updates and full reassessments are issued before each renewal without any re-instruction from your team. Three-year RICS compliance - fully managed.
Enquire about 3-Year Protection →24-hr Desktop
Standard desktop assessments are delivered within 24 hours of instruction. Broker-ready format, RICS-regulated methodology, and PI-insured - accepted at renewal without challenge.
Instruct a desktop assessment →What Our Customers Say
Managing agents, freeholders and property professionals across the UK.
Caroline F.
Managing Agent Director, London
“Looking forward to working with Stearling Reinstatement to give us reliable rebuild cost quotes across our managed portfolio.”
Sarah L.
Block Manager, Bristol
“Stearling Reinstatement had a RICS report back to us in 24 hours. The shortfall was significant and the broker corrected it before renewal.”
Priya N.
Portfolio Manager, Birmingham
“Handles all our assessments on a rolling three-year cycle. Takes the compliance burden completely off our desk.”
James R.
Freeholder, Manchester
“Straightforward process and the report was exactly what our insurer needed. Will be using Stearling Reinstatement at every renewal going forward.”
David M.
RTM Director, Leeds
“Our previous sum insured was badly out of date. Stearling Reinstatement gave us a RICS-backed figure we could actually rely on.”
Emma T.
Property Director, Edinburgh
“Quick turnaround and a clear report. Exactly what we needed ahead of renewal.”
Oliver K.
Senior Block Manager, Cardiff
“Confident the buildings we manage are now properly insured. Stearling Reinstatement made the whole process simple.”
Rachel B.
Insurance Broker, Birmingham
“The RICS certificate meant our underwriters accepted the sum insured without question. Great to have a reliable partner for reinstatement assessments.”
Tom H.
Portfolio Landlord, London
“Very professional service. Report arrived the next day and gave me the confidence my properties are correctly covered.”
Natalie W.
Managing Agent, Bristol
“We now instruct Stearling Reinstatement as standard across all our blocks. It has become a routine part of our renewal process.”
Chris P.
Commercial Property Manager, Glasgow
“Solid, no-fuss service. The report is clear and our insurer accepted it immediately.”
Fiona D.
Leaseholder Representative, Sheffield
“Finally feel confident our block is covered for the right amount. Stearling Reinstatement explained everything clearly.”
Get Started. No Obligation Required.
Tell us your property and we'll send a written fee estimate no contract, no commitment. If you proceed, your broker-ready RICS report is with you in 24 hours.
Why Stearling Reinstatement
Specialist only
Reinstatement cost assessments no general surveying, no distractions.
RICS regulated
Every assessment supervised by a RICS-registered member.
24-hr turnaround
Desktop assessments delivered within 24 hours of instruction.
PI insured
Professional indemnity cover on every instruction.
Common questions.
Questions from block management firms about reinstatement cost assessments.