Three tiers, one specialist firm.
Desktop Assessment for standard properties, On-Site Survey for listed and complex buildings, and the 3-Year Protection Plan for ongoing RICS compliance. Every instruction is RICS-aligned and broker-ready.
Generic tools cannot replace a RICS Rebuild Cost Assessment.
UK construction costs rose over 30% between 2020 and 2024 - any figure not formally reviewed in that period is materially inaccurate. Only a RICS-aligned assessment is defensible with your insurer.
Desktop Assessment
BCIS-indexed rebuild cost modelling delivered within 24 hours, no site visit required.
On-Site Survey
A RICS surveyor attends in person - required for listed, heritage and complex buildings.
3-Year Protection Plan
Full assessment in year one, annual BCIS-indexed renewal reports before each renewal date.
Generic tools cannot replace a RICS Rebuild Cost Assessment.
UK construction costs rose over 30% between 2020 and 2024 - any figure not formally reviewed in that period is materially inaccurate. Only a RICS-aligned assessment is defensible with your insurer.
Check Your Sum InsuredOnline calculators
No accountability. Not defensible in a dispute.
Index-linking alone
Adjusts the figure. Does not replace a review.
Old or inherited valuations
Stale figures create underinsurance risk.
RICS-aligned Rebuild Cost Assessment
Specialist, documented. Accepted by every UK insurer.
Pick the assessment that fits your property.
01. Desktop
Desktop Rebuild Cost Assessment
BCIS-indexed rebuild cost modelling without a site visit. Delivered within 24 hours of instruction. Accepted by all UK insurers.
- RICS-regulated, broker-ready report
- BCIS-indexed rebuild cost modelling
- Delivered within 24 hours of instruction
- Accepted by every UK insurer
Listed or non-standard property? An On-Site Survey may be required instead.
02. On-Site
On-Site Rebuild Cost Assessment
A RICS surveyor attends in person for full measurement and construction analysis. Required for listed, heritage and complex buildings.
- RICS-regulated, broker-ready report
- Surveyor attends in person, full measurement
- Required for listed, heritage & complex buildings
- The insurer-preferred option for high-value risk
- Accepted by every UK insurer
Managing more than one property? Ask about the 3-Year Protection Plan.
03. Recommended
3-Year Rebuild Cost Assessment Plan
One instruction covers three years of RICS compliance: a full Rebuild Cost Assessment in year one, then an updated renewal report before each renewal date after that.
- RICS-regulated, broker-ready report
- Full assessment year one, indexed updates years two & three
- One instruction, one invoice - no re-instructing
- The preferred choice for agents & portfolio landlords
- Accepted by every UK insurer
Saves the cost and admin of re-instructing every year.
Your RICS report is your legal shield.
Every assessment we deliver is a formal RICS-compliant report the recognised standard accepted by all UK insurers, loss adjusters and courts. It documents the correct sum insured, the methodology used, and the review date, creating a defensible paper trail that protects you at every stage.
Under UK insurance law, the obligation to insure at full rebuild cost falls on the building owner or managing agent. A professionally prepared RICS report is the evidence that you discharged that duty it limits personal liability if a claim arises and prevents insurers from applying the average clause to reduce a payout.
Get Your RICS ReportRICS-compliant documentation
Prepared to Royal Institution of Chartered Surveyors guidance the standard recognised by every UK insurer, broker and court.
Professional indemnity backing
Every report is covered by our PI insurance. If the figure is ever challenged, you have an independently insured professional standing behind it.
Limits your personal liability
Demonstrates you took reasonable professional steps to set the declared value protecting directors, managing agents and freeholders from personal claims.
Prevents the average clause
Insurers apply the average clause to reduce payouts when a property is underinsured. A current RICS report is the strongest defence against it.
Rebuild Cost Assessments across the UK.
Our desktop Rebuild Cost Assessment is available for any property nationwide, typically delivered within 24 hours. On-site rebuild cost surveys are carried out across England, Scotland, Wales and Northern Ireland - including established demand in London, the Midlands, Birmingham and Sussex.
Wherever the property sits, every report is BCIS-indexed to local rebuild costs and accepted by all UK insurers.
Request an AssessmentRegions we assess
The trusted choice for homeowners.
RICS Regulated
Every assessment is carried out by or under the supervision of a RICS-registered member.
Fully Insured
Every instruction is covered by comprehensive professional indemnity insurance for your protection.
24-Hour Response
We respond to every enquiry within 24 hours and deliver on the timescales we agree.
Insurer-Ready Report
A clear, defensible figure accepted by every UK insurer and broker, without amendment.
Related services
Blocks of Flats
Specialist assessments protecting every leaseholder in a shared building from the average clause.
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Managing Agents
Discharge your compliance obligation and protect your PI file with a defensible valuation.
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Freeholders & Leaseholders
Defend the insuring covenant, or challenge an inadequate sum insured independently.
Learn morearrow_forwardCommon questions.
Still deciding? Use these answers to narrow it down, or contact us and we'll recommend the right service for your property.