Skip to main content
Portfolio Rebuild Cost Assessment
Portfolio Assessments

Right-size every declared value across your portfolio.

A managed RICS assessment service for property portfolios - individual reports per asset, a consolidated summary schedule, and annual BCIS indexation handled for you, all under a single engagement.

RICS Regulated Firm
Portfolio Assessments

Inconsistent figures across a portfolio amplify every risk.

sync_problem

Inconsistent Figures

Assets instructed at different times get assessed against different cost benchmarks, leaving hidden gaps.

event_busy

Missed Renewal Cycles

Without a system, assessments go stale across a multi-asset portfolio.

layers

PI Exposure at Scale

A compounding professional indemnity exposure if any declared value is materially incorrect.

Portfolio Assessments

Inconsistent figures across a portfolio amplify every risk.

  • Inconsistent declared figures

    Different assets instructed at different times produce figures assessed against different cost benchmarks - leaving gaps that only become visible at claim.

  • Missed renewal cycles

    Managing renewal dates across a multi-asset portfolio without a system means assessments go stale. RICS recommends a formal review at least every three years.

  • PI exposure at scale

    Managing agents and asset managers who arrange insurance for multiple assets carry a compounding professional indemnity exposure if any declared value is materially incorrect.

Get a Portfolio Quote

Portfolio by the numbers

1

Single instruction

One engagement letter. One named surveyor. One invoice covering every asset.

1

One schedule

A consolidated broker-ready summary listing every property, figure and review date.

8

Rolling cycle

Annual BCIS indexation managed proactively - no re-instructing, no missed renewals.

What a portfolio instruction delivers

  • Individual RICS report per property

    Each asset receives its own full Rebuild Cost Assessment report, signed off by a RICS-regulated surveyor.

  • Consolidated portfolio schedule

    A single broker-ready document listing every property, its assessed rebuild cost, assessment date and recommended review date.

  • Managed renewal cycle

    Under the 3-Year Protection Plan we track every renewal date across the portfolio and deliver updated figures proactively, before each renewal and not after.

Portfolio Assessments

One instruction. Managed from start to every renewal.

  1. 01

    Submit your asset list

    Send us a schedule of properties - address, type, approximate floor area. We provide a consolidated quote within one business day.

  2. 02

    Single engagement letter

    One agreement covers every asset. We allocate a named surveyor as your single point of contact for the entire portfolio.

  3. 03

    RICS assessments carried out

    Desktop or on-site assessments are completed for each property. Individual reports are issued as they complete, not held until the last one is done.

  4. 04

    Consolidated schedule issued

    A broker-ready portfolio schedule is delivered alongside the final individual report - ready to pass straight to your insurer or broker.

Start Your Portfolio Instruction
Why Stearling Reinstatement

The trusted choice for homeowners.

RICS Regulated

Every assessment is carried out by or under the supervision of a RICS-registered member.

Fully Insured

Every instruction is covered by comprehensive professional indemnity insurance for your protection.

24-Hour Response

We respond to every enquiry within 24 hours and deliver on the timescales we agree.

Insurer-Ready Report

A clear, defensible figure accepted by every UK insurer and broker, without amendment.

FAQ

Common questions.

Common questions about portfolio Rebuild Cost Assessments.

There is no maximum. Portfolio Rebuild Cost Assessment instructions typically cover between 5 and 200 properties. We issue a consolidated quote and a single engagement letter one instruction, one named surveyor, one invoice covering every Rebuild Cost Assessment in the portfolio.

The schedule sets out every asset, its RICS-regulated rebuild cost figure (rebuild cost), the assessment date and the recommended reassessment date all in a single broker-ready document that sits alongside the individual Rebuild Cost Assessment reports for each property.

No. The portfolio Rebuild Cost Assessment service includes a consolidated summary schedule, a named surveyor managing the full instruction, single-invoice billing, and under the 3-Year Protection Plan proactive annual BCIS-indexed rebuild cost updates delivered before each renewal date. It is a fully managed service, not a bulk order of individual assessments.

We carry out full RICS-regulated Rebuild Cost Assessments across the portfolio in year one, then manage annual BCIS indexation rebuild cost updates and deliver updated reports before each relevant renewal date. You do not need to re-instruct the ongoing compliance is handled for you.

Yes. We provide portfolio Rebuild Cost Assessments and rebuild cost assessments for property funds, REITs, real estate investment managers and family offices with multi-asset UK portfolios, with individual RICS-regulated reports per property and a consolidated portfolio summary.